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Privacy Policy - LoanCalculators.net

Last updated May 31st, 2018

Please read our Privacy Policy carefully. If you DO NOT AGREE then you SHOULD NOT USE our products and services.

In this policy, we'll spell out what information our site collects, and how it is used. Please note that this policy may change at any time without notice.


At LoanCalculators.net we do collect "Non-Personal Information" and we do not collect "Personal Information".

Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks.

Personal Information is information which can be used it identify you as an individual; at present, this includes your email, address, billing information, company and identity information and any other information which you submit to us through the registration process for the Website.

1.1 Calculations

Our calculator may cache results on the server to provide faster fulfillment. These cached results are not connected to your IP address or any other personal information, and will be deleted automatically and never shared with any third party, for any reason. No data you enter during calculations is collected. No personally identifiable information is collected.

Note: Calculations provided by calculators are of a general nature. No liability will be accepted for the outcome. The figures are not binding.

1.2 Web Analytics and Tracking

LoanCalculators.net uses Google Analytics to track anonymous user data including (but not limited to) IP address, the time and date of access, device of access information, browser information, usage history, etc. No personally identifiable information is collected. We may share this aggregate, anonymized data with third party partners, or when required by law.

1.3 Cookies

LoanCalculators.net uses cookies directly to improve your experience by remembering key settings or preferences. You may disable this at any time through your browser privacy settings.

Our pages use cookies to remember:

  • if you have already replied to a survey pop-up that asks you if the content was helpful or not (so you won't be asked again)
  • if you have agreed (or not) to our use of cookies on this site

Our pages contain third-party partners javascript plugins (code snippets) that may also use cookies. Read more about third-party cookies below:

Certain third-party plugins (Google Analytics, Google Adsense, Google Maps) used across the website may include additional analytics or tracking codes or cookies. Advertisers like Google Adsense, plugins like the Facebook Like Box, and other third-party plugins have their own privacy policies and opt-out mechanisms that will enable you to manage your preferences.

1.4 Registration for Services

We may collect personally identifiable information from you during the process of registering for services provided by LoanCalculators.net. This information will be used for processing your request for services, and may be shared with trusted third parties in order to best provide you with the information or services requested.

Please note: At the moment LoanCalculators.net does not allow registration for services and no personally identifiable information is collected.


Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent or otherwise share for marketing purposes any of your Information (Personal and Non-Personal) with third parties without your consent.

2.1 Location of Operations

LoanCalculators.net is based in and operates this site from the United States. Any data you provide will be primarily stored and processed in the United States, pursuant to the laws of the United States, which may provide lesser privacy protections than European Economic Area countries.

2.2 Data Rention

We will only retain your personal data for as long as necessary to fulfil the purpose for which it was collected or to comply with legal or regulatory requirements. Data retention period is set to 26 months.

2.3 Data Transfer

Information collected by our Third-Party Analytics partners (Google Analytics), map software technology partners (Google Maps) or Ad Technology partners (Google Adsense) may be transferred to countries other than your own to process and store data in accordance with our Privacy Policy and to provide you with products and services. Privacy and data protection standards in these countries may not be equivalent to standards in your country. If you do not agree then you should not use those products and services.

By using our products and services you consent to us transferring your information to countries outside your local jurisdiction, if necessary.

2.4 Data Security and Protection

We are continuously implementing and updating administrative, technical, and physical security measures to help protect information against unauthorized access, loss, destruction, or alteration. Some of the safeguards we use to protect your information include firewalls and data encryption; information access control; thorough security and breach response policies and procedures.

In the event of any actual or suspected unauthorized use of your LoanCalculators.net, please contact us following the instructions in the "Contact Us" section below.

2.5 Changes of LoanCalculators.net Ownership

In the event that the ownership or structure of LoanCalculators.net changes in the future, any information collected may be exchanged with the rest of the LoanCalculators.net data.


LoanCalculators.net may contain links to third-party websites or services, such as third-party integrations or third-party branded services. LoanCalculators.net does not own or control any of these third-party partners and when you interact with them, you may be providing information directly to the third-party providers, LoanCalculators.net, or both. These third-party providers will have their own rules about the collection, use, and disclosure of information. We encourage you to review the privacy policies of the other websites you visit.

Third-party cookies

Our pages contain third-party partners javascript plugins (code snippets) that may also use cookies. Read more about third-party cookies below:

Certain third-party plugins (Google Analytics, Google Adsense, Google Maps) used across the website may include additional analytics or tracking codes or cookies. Advertisers like Google Adsense, plugins like the Facebook Like Box, and other third-party plugins have their own privacy policies and opt-out mechanisms that will enable you to manage your preferences.


Please note: LoanCalculators.net does not collect any personally identifiable information. But we still acknowledge your rights as stated below:

LoanCalculators.net acknowledges your right to access your personal data. Whenever you use our services, we aim to provide you with access to your personal information. If that information is wrong, we strive to give you ways to update it quickly or to delete it – unless we must keep that information for legitimate business or legal purposes. When updating your personal information, we may ask you to verify your identity before we can act on your request.

We may reject requests that are unreasonably repetitive, require disproportionate technical effort (e.g., developing a new system or fundamentally changing an existing practice), risk the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup systems).

Where we can provide information access and correction, we will do so for free, except where it would require a disproportionate effort. We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, after you delete information from our services, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems.

You have the right to request information about the personal data we hold on you. If your data is incorrect, incomplete, or irrelevant you can ask to have the information corrected or removed. To access or update your personal information e-mail privacy@devcz.com with your current contact information and the personal information you would like to access. We will provide you the personal information requested if reasonably available, or will describe the types of personal information we typically collect.

3.1 Adjusting Your Cookie Preferences

For customers located in the EEA, you may adjust your Cookie Settings at any time by taking the following actions:

  • If you are accessing our site via a desktop browser, you can adjust your Cookie Settings by clicking the "Cookie Settings" link in the site footer below.
  • If you are accessing our site via a mobile app, or using any of LoanCalculators.net various mobile applications, you may access and adjust your Cookie Settings in the “Settings” menu in the mobile application.

One important note is that if you do go this route, this might adversely impact your ability to use our services effectively. Enables cookies ensures a smoother experience when you use our site or mobile apps. For more information about the cookies we collect and management of your cookie preferences, visit our Cookies Policy.

3.2 Withdrawing Consent And Restriction Of Processing

Where you have provided your consent to the processing of your personal information by LoanCalculators.net, you may withdraw your consent at any time by changing your account settings, Cookie Settings, or by sending a communication to LoanCalculators.net specifying which consent you are withdrawing.

Please note that the withdrawal of your consent does not affect the lawfulness of any processing activities based on such consent before its withdrawal.

Additionally, in some jurisdictions, applicable law may give you the right to limit the ways in which we use your personal information, in particular, where

  • you contest the accuracy of your personal information;
  • the processing is unlawful and you oppose the erasure of your personal information;
  • we no longer need your personal information for the purposes of the processing, but you require the information for the establishment, exercise, or defense of legal claims; or
  • you have objected to the processing pursuant to Section 8 and pending the verification whether the legitimate grounds of LoanCalculators.net override your own.

3.3 Objection To Processing

In some jurisdictions, applicable law may entitle you to require LoanCalculators.net not to process your personal information for certain specific purposes (including profiling) where such processing is based on legitimate interest. If you object to such processing, LoanCalculators.net will no longer process your personal information for these purposes unless we can demonstrate compelling legitimate grounds for such processing or such processing is required for the establishment, exercise, or defense of legal claim(s).

3.4 Filing Complaints

You have the right to lodge complaints about the data processing activities carried out by LoanCalculators.net before the competent data protection authorities in your country.


LoanCalculators.net complies with the EU–US Privacy Shield Framework for personal information transferred to the United States from users in the EU. Under the Framework, LoanCalculators.net is subject to the Federal Trade Commission's enforcement powers.

LoanCalculators.net complies with the EU–US Privacy Shield Framework as set forth by the US Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries. LoanCalculators.net has certified that it adheres to the Privacy Shield Principles of Notice, Choice, Accountability for Onward Transfer, Security, Data Integrity and Purpose Limitation, Access, and Recourse, Enforcement and Liability. If there is any conflict between the policies in this privacy policy and the Privacy Shield Principles, the Privacy Shield Principles shall govern. To learn more about the Privacy Shield program, and to view our certification page, please visit https://www.privacyshield.gov/.

In compliance with the EU–US Privacy Shield Principles, LoanCalculators.net commits to resolve complaints about your privacy and our collection or use of your personal information. European Union individuals with inquiries or complaints regarding this privacy policy should first contact LoanCalculators.net at privacy@devcz.com.

LoanCalculators.net has further committed to refer unresolved privacy complaints under the EU-US Privacy Shield Principles to BBB EU Privacy Shield, a non-profit alternative dispute resolution provider located in the United States and operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed, please visit www.bbb.org/EU-privacy-shield/for-eu-consumers/ for more information and to file a complaint.

Finally, and in certain circumstances, EU individuals may also have the right to invoke binding arbitration before the Privacy Shield Panel. Please see https://www.privacyshield.gov/article?id=C-Pre-Arbitration-Requirements for more information on the binding arbitration option.


Use LoanCalculators.net is not intended for and may not be used by individuals under the age of 13 located in the United States or under the age of 16 if located outside of the United States (or under a lower age if permitted by the laws of their residence).

Since we do not collect personally identifiable information from our users in general, it is not possible that we could have collected personal data from a minor.


If you wish to contact us regarding our use of your personal data or you wish to exercise your data privacy rights, please email us at privacy@devcz.com. Please include the following information in your email:

  • the name of the website your inquiry is referring to;
  • your relationship and/or interactions with us (as applicable);
  • the specifics of the information you would like us to provide or you want us to take action upon.


This policy may be changed at any time without notice, so please check to make sure you are aware of the latest version. If you have any questions or concerns, we'd love to hear from you.

Copyright LoanCalculators.net 2018. Temrs of Use | Privacy Policy